Introducing sponsor trust company to integrate resources and serve small and medium enterprises-didadi

The introduction of guarantee trust company resource integration services for small and medium-sized enterprises Sina Taiwan Fund exposure: the letter Phi lag of false propaganda, long-term performance is lower than similar products, to buy the fund by the pit how to do? Click on [I want to complain], Sina help you expose them! The day before, Beijing trust initiated the establishment of the sixty-fifth phase of the Beijing small and medium-sized and growing star collective fund trust plan, the trust plans to grant loans to small and medium-sized enterprises to trust funds to help small and medium enterprises of science and technology development. In recent years, trust companies have gradually turned their attention to small and medium-sized enterprises, providing financial impetus for their development. Among them, the trust company has worked in the service of small and medium-sized enterprises for many years, there are trust companies ready to open up business in this area. CITIC Trust launched "project fund series" development of small and medium-sized enterprises in Beijing CITIC Trust, as early as 2012, the trust loans for high-end manufacturing, medical, cultural and creative fields of small and medium-sized enterprises to provide credit support. Not long ago, Xiamen International Trust and cooperation with the Xiamen Municipal Science and technology Company limited by guarantee introduced the trust loans, to provide 30 million yuan of liquidity support for 2 high-quality small and medium-sized science and technology enterprises. The design of the trust transaction structure is flexible, so long as the real risk is controllable, whether the collateral is not important or not." CITIC Trust Manager Zhao Na said that from the beginning of debt financing, with the gradual deepening of cooperation and understanding, trust companies can provide equity financing, mezzanine financing, accounts receivable financing and other financial services for small and medium sized enterprises. It is understood that small and medium enterprises credit rating is low, business stability is poor, can be used for mortgage guarantees of insufficient assets, making it difficult to obtain financing support. In practice, the trust company by introducing the guarantor role, with the structural design, such as the subscription by the government after the poor, build a more stable credit structure, so that part of the credit of small and medium enterprises to expand. Zhao Na said, can also take advantage of the trust platform advantages, linkage policy of commercial banks, Guarantee Corporation, PE (private equity), VC (venture capital) and other institutions, the introduction of multiple risk funds, to meet the comprehensive needs of small and medium sized enterprises financing. However, based on the demand for funds at the end of the fund, the higher the cost of trust financing, and small and medium-sized enterprises need low-cost funds, which seems to be somewhat contradictory. To this end, the state has also promulgated a number of policies and measures to reduce the financing costs of entities. Beijing trust and investment bank three department general manager Huang Lili said that the Beijing municipal government to support the transformation of financial capital, the financing of small and medium-sized enterprises to provide trust by not more than 2 years, 2% annual interest subsidies, and actively carry out innovative financing services, and charges less than the industry standards for financial institutions to give appropriate financial incentives, this is to mobilize the enthusiasm of financial institutions, but also to reduce the cost of financing for smes. Insiders said that in the future the trust company still needs further attention to the development of small and medium-sized enterprises play trust funds raised advantage, innovative products and services, increase support. (Economic Daily reporter Chang Yanjun) into [Sina Finance shares] discussion

引入担保人 信托公司整合资源服务中小企业 新浪基金曝光台:信披滞后虚假宣传,业绩长期低于同类产品,买基金被坑怎么办?点击【我要投诉】,新浪帮你曝光他们!   日前,北京信托发起设立第65期“北京中小・成长之星”集合资金信托计划,该信托计划以信托资金向中小科技企业发放贷款,助力中小科技企业发展。   近年来,信托公司逐渐把目光转向中小企业,为其发展提供金融动力。其中,有信托公司已在服务中小企业方面耕耘多年,也有信托公司准备开拓这方面的业务。   中信信托早在2012年就发起了“中信・北京中小企业发展信托基金”系列项目,采用信托贷款的方式为高端制造业、医疗、文化创意等领域的中小企业提供信贷支持。前不久,厦门国际信托与厦门市担保有限公司合作推出科技信托贷款,为2家优质中小科技企业提供3000万元流动资金支持。   “信托交易结构设计灵活,只要实质风险可控,是否有抵押物并不重要。”中信信托副总经理赵娜说,从债权融资开始,随着合作与了解的逐步深入,信托公司可为中小企业提供股权融资、夹层融资、应收账款融资等多种金融服务。   据了解,中小企业信用等级低、经营稳定性差、可用于抵押担保的资产不足等使其较难获得融资支持。在实践中,信托公司通过引入担保人等角色,配以结构化设计,如由政府认购劣后部分,搭建较为稳定的信用架构,使部分中小企业的信用得以扩充。   赵娜说,还可利用信托的平台优势,联动政策性担保公司、商业银行、PE(私募股权投资)、VC(风险投资)等机构,引入多重风险偏好资金,满足中小企业融资的综合需求。   不过,基于资金端的收益需求,信托融资成本较高,而中小企业需要的是低成本的资金,这似乎有些矛盾。   为此,国家也相继出台了多项政策措施降低实体企业的融资成本。北京信托投资银行三部总经理黄莉莉说,北京市政府转变财政资金支持方式,对通过信托融资的中小企业提供不超过2年、每年2%的贴息补助,同时对积极开展创新融资服务,且收费标准低于行业通行标准的金融机构给予适当资金奖励,这既调动了金融机构的积极性,也切实减轻了中小企业的融资成本。   业内人士表示,今后信托公司仍需进一步关注中小企业发展,发挥信托公司资金募集优势,创新产品和服务,加大扶持力度。(经济日报记者 常艳军) 进入【新浪财经股吧】讨论相关的主题文章: